Win the deals your other lenders can't.
$250K to $7.5M. Conditional offer in 3 hours. No credit check until your client accepts. Industry-leading commissions.
No credit check yet
"Your client called yesterday with a $2M problem. Where did you send them?"
If the answer was "the bank, and we're still waiting" — or worse, "I had to pass on the deal" — you've found the fix.
Banks are taking six weeks for decisions that used to take a fortnight. Most non-bank lenders tap out at $1M. Brokers who win in this market are the ones who can say "I've got a lender for that" before their competitor does.
That lender is Bizcap. The Adviser's 2026 Non-Bank Lender of Choice for deals over $250K — voted by brokers, for brokers.
We go where the others stop
Every one of these is a "yes" with Bizcap.
Stock, inventory & equipment
ATO debt & urgent cash flow
Expansion: sites, hiring, fit-out
Two tracks. Both win.
Refer and we close
You run the deal
Submit
Partner Portal, email, or API. Takes 3 minutes. No credit check on your client yet.
Assess
Conditional offer in as little as 3 hours. No hard credit enquiry until the client accepts.
Settle & get paid
Funded in as little as 24 hours. Commission paid weekly. No clawbacks — ever.
The lender you actually want on your panel.
We assess in real time
Cash flow trends, end-of-day balances, trading momentum. Not last year's tax return. That's why we say yes to deals your other lenders can't make sense of.
Direct line to decision-makers
Cash flow trends, end-of-day balances, trading momentum. Not last year's tax return. That's why we say yes to deals your other lenders can't make sense of.
Commissions that respect your work
Industry-leading rates. Weekly payouts. No clawbacks. The full commission schedule is in the Broker Cheat Sheet — you'll get it on accreditation.
The award the industry voted for
The Adviser's 2026 Non-Bank Lender of Choice for deals over $250K. Not self-awarded. Not a paid category. Voted by Australian brokers — for Australian brokers.