Business Loans in Birmingham

A smiling woman in a gray apron processes a payment at a small business counter in a café

Fast, Flexible Business Financing in Birmingham with Bizcap

Birmingham is one of the UK’s most entrepreneurial cities, with thousands of businesses fuelling growth across retail, construction, logistics, tech and more. At Bizcap, we’re proud to support  based businesses with fast and flexible funding, when it’s needed most.

Whether you’re scaling your business, hiring new staff, or managing a cash flow gap, our team can help you access the capital you need without the delays or complications of traditional lenders.

£900M+
in loans funded
4.9/5
Trustpilot logo.
rating
42K+
small business loans

Why Bizcap is Birmingham’s 
Go-To Business Finance Provider

We specialise in providing accessible, non-bank business loans to SMEs in Birmingham and across the West Midlands. We make sure your location doesn’t limit your funding options.


With high approval rates, minimal paperwork, and funding available in just a few hours*, we help you get back to doing what you do best which is running your business.

Types of Business Loans Available in Birmingham

Bizcap offers a range of fast business finance solutions tailored to your needs:

Fast Business Loans

Quickly cover cash flow gaps with speedy access to the funds your business needs.

Secured Business Loans

Unlock higher loan amounts with repayment plans tailored to fit your business’s cash flow.

Small Business Loans

Ready to grow? Our small business loans are designed to help take your company to the next level.

Line of Credit

Have funds at your fingertips whenever you need them.

Bridging Finance

Smooth out cash flow disruptions affordably and keep your operations running seamlessly.

Speak to a Loan Expert

Call now to speak with a Bizcap Loan Specialist. They can talk you through the options that best suit your needs.


How to Apply for a Business Loan in Birmingham

No confusing jargon, no excessive documentation, just straightforward, rapid funding.

Let’s get you funded. Apply online today and get capital for your next business move.
1.

Start Your Application Online

Takes under 5 minutes.
2.

Quick Review

Our team will assess your business’s needs within hours.
3.

Receive Your Funds

If approved, funds can land in your account in as little as 3 hours*.

Why Birmingham Businesses Trust Bizcap

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Fast & hassle-free applications
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High approval rates, even with bad credit
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Transparent terms, no hidden fees
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A real person to talk to every time
From city centre startups to family businesses, we work with Birmingham businesses across all industries and sizes.

Ready to Take Your Business Further?

Join hundreds of Birmingham businesses who’ve secured funding through Bizcap. Whether you're in the Jewellery Quarter or the heart of the Bullring, we’ve got the funding to keep your business moving forward.

How soon can I receive funding in Birmingham?

Once approved, funds can be in your account within 3 hours*.

What documents do I need to apply?

Basic business and financial information. We keep it simple and fast.

Can I get a business loan with bad credit in Birmingham?

Yes, we take a more holistic view of your business’s health, not just your credit score.

Do you fund businesses outside central Birmingham?

Absolutely. We work with businesses across the West Midlands, including Solihull, West Bromwich, and beyond.

What industries do you support?

We fund businesses across retail, trade, transport, hospitality, professional services, and more.

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