Business Loans in Birmingham

Fast, Flexible Business Financing in Birmingham with Bizcap
Birmingham is one of the UK’s most entrepreneurial cities, with thousands of businesses fuelling growth across retail, construction, logistics, tech and more. At Bizcap, we’re proud to support based businesses with fast and flexible funding, when it’s needed most.
Whether you’re scaling your business, hiring new staff, or managing a cash flow gap, our team can help you access the capital you need without the delays or complications of traditional lenders.

Why Bizcap is Birmingham’s Go-To Business Finance Provider
We specialise in providing accessible, non-bank business loans to SMEs in Birmingham and across the West Midlands. We make sure your location doesn’t limit your funding options.
With high approval rates, minimal paperwork, and funding available in just a few hours*, we help you get back to doing what you do best which is running your business.
Bizcap offers a range of fast business finance solutions tailored to your needs:
Fast Business Loans
Quickly cover cash flow gaps with speedy access to the funds your business needs.
Secured Business Loans
Unlock higher loan amounts with repayment plans tailored to fit your business’s cash flow.
Small Business Loans
Ready to grow? Our small business loans are designed to help take your company to the next level.
Bridging Finance
Smooth out cash flow disruptions affordably and keep your operations running seamlessly.
Speak to a Loan Expert
Call now to speak with a Bizcap Loan Specialist. They can talk you through the options that best suit your needs.
How to Apply for a Business Loan in Birmingham
Let’s get you funded. Apply online today and get capital for your next business move.
Start Your Application Online
Quick Review
Receive Your Funds

Why Birmingham Businesses Trust Bizcap
How soon can I receive funding in Birmingham?
Once approved, funds can be in your account within 3 hours*.
What documents do I need to apply?
Basic business and financial information. We keep it simple and fast.
Can I get a business loan with bad credit in Birmingham?
Yes, we take a more holistic view of your business’s health, not just your credit score.
Do you fund businesses outside central Birmingham?
Absolutely. We work with businesses across the West Midlands, including Solihull, West Bromwich, and beyond.
What industries do you support?
We fund businesses across retail, trade, transport, hospitality, professional services, and more.