Business Loans in London

Business funding for London SMEs
Bizcap provides fast, flexible business funding for SMEs across London. Apply online in under 5 minutes, with approvals in as little as 3 hours and funding from £5,000 to £1 million.
Whether you're growing your business, hiring staff, purchasing stock or equipment, or managing a cash flow gap, we can help you access the capital you need. We support businesses across retail, construction, logistics, hospitality, professional services and more, with funding tailored to their circumstances.

Why London businesses choose Bizcap
Bizcap is one of the most accessible alternative lenders in the UK, helping London business owners get the fast funding they need. With a streamlined application process and funding available in as little as 3 hours*, we remove the red tape and get straight to the solution.
We work with a wide range of industries in London. From retail and hospitality to logistics and trades. Whether you're based in Camden, Croydon, Shoreditch, or Stratford, we’re here to provide you with the capital injection your business needs.
Bizcap offers a range of fast business finance solutions tailored to your needs:
Fast Business Loans
Access £5k–£150k with approvals in as little as 3 hours and same-day funding available once approved.
Secured Business Loans
Access £30k–£1m for larger business funding needs, with flexible terms and funding in as little as 48 hours.
Small Business Loans
Access £5k–£500k to support cash flow, investment or growth, with funding in as little as 48 hours.
Line of Credit
Access up to £500k when your business needs it. Draw funds as needed and only pay for what you use.
Bridging Finance
Access £150k–£1m in short-term bridging finance to cover temporary funding gaps for up to 12 weeks.
Speak to a Loan Expert
Call now to speak with a Bizcap Loan Specialist. They can talk you through the options that best suit your needs.
How to Apply for a Business Loan in London
No lengthy forms. No unnecessary documents. Just fast funding when you need it.
Apply online
We assess your application
Receive Funds

Business funding across London and the UK
London business loan FAQs
How quickly can I get a business loan in London?
Bizcap can provide funding in as little as 3 hours* from approval.
Do I need to provide collateral?
No, we offer unsecured loans that don’t require any collateral.
Can I apply with bad credit?
Yes! We consider more than just your credit score. If you’ve got revenue, we may be able to help.
How much can I borrow?
Our loan amounts range from £5,000 to £750,000, depending on your business needs and financials.
Is Bizcap available in all London boroughs?
Yes. We serve businesses across all of Greater London.
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