Business Loans in London

Fast, flexible business funding from £5,000 to £1 million, with approvals in as little as 3 hours.
A smiling woman in a gray apron processes a payment at a small business counter in a café

Business funding for London SMEs

Bizcap provides fast, flexible business funding for SMEs across London. Apply online in under 5 minutes, with approvals in as little as 3 hours and funding from £5,000 to £1 million.
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Whether you're growing your business, hiring staff, purchasing stock or equipment, or managing a cash flow gap, we can help you access the capital you need. We support businesses across retail, construction, logistics, hospitality, professional services and more, with funding tailored to their circumstances.

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£3B+
in loans funded
4.8/5
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rating
100K+
small business loans

Why London businesses choose Bizcap

Bizcap is one of the most accessible alternative lenders in the UK, helping London business owners get the fast funding they need. With a streamlined application process and funding available in as little as 3 hours*, we remove the red tape and get straight to the solution.

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We work with a wide range of industries in London. From retail and hospitality to logistics and trades. Whether you're based in Camden, Croydon, Shoreditch, or Stratford, we’re here to provide you with the capital injection your business needs.

Business loans and funding options in London

Bizcap offers a range of fast business finance solutions tailored to your needs:

Fast Business Loans

Access £5k–£150k with approvals in as little as 3 hours and same-day funding available once approved.

Secured Business Loans

Access £30k–£1m for larger business funding needs, with flexible terms and funding in as little as 48 hours.

Small Business Loans

Access £5k–£500k to support cash flow, investment or growth, with funding in as little as 48 hours.

Line of Credit

Access up to £500k when your business needs it. Draw funds as needed and only pay for what you use.

Bridging Finance

Access £150k–£1m in short-term bridging finance to cover temporary funding gaps for up to 12 weeks.

Speak to a Loan Expert

Call now to speak with a Bizcap Loan Specialist. They can talk you through the options that best suit your needs.
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How to Apply for a Business Loan in London

Applying for a business loan in London with Bizcap is easy.

No lengthy forms. No unnecessary documents. Just fast funding when you need it.
1.

Apply online

Applying for your business loan online takes less than 5 minutes and gives us everything we need to make an initial assessment.
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We assess your application

Our team of loan experts will review your details quickly, with no upfront credit check.  
3.

Receive Funds

If approved, you can have the funds in your account from the same day to within 72 hours, depending on your funding solution, with a repayment plan that suits your needs.

Business funding across London and the UK

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Business funding available across Greater London
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Funding available across a wide range of industries
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High approval rates, even with bad credit
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A real person to talk to every time

Ready to Get Funded?

Whether you're managing cash flow, purchasing stock or equipment, taking on a new contract or preparing for growth, explore flexible business funding with Bizcap. Apply online in under 5 minutes, with approvals in as little as 3 hours.

London business loan FAQs

How quickly can I get a business loan in London?

Bizcap can provide funding in as little as 3 hours* from approval.

Do I need to provide collateral?

No, we offer unsecured loans that don’t require any collateral.

Can I apply with bad credit?

Yes! We consider more than just your credit score. If you’ve got revenue, we may be able to help.

How much can I borrow?

Our loan amounts range from £5,000 to £750,000, depending on your business needs and financials.

Is Bizcap available in all London boroughs?

Yes. We serve businesses across all of Greater London.

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