Accounts Payable Explained

Home

Glossary

Accounts Payable

What is Accounts Payable?

Accounts payable are the amounts a business owes to suppliers for goods or services received but not yet paid for.

Explanation

Accounts payable are recorded as current liabilities and managing them wisely can:

Preserve working capital
Build stronger supplier relationships
Unlock early payment discounts

Best practices include:

Negotiating longer payment terms
Maintaining good vendor communication

Practical Example of Accounts Payable

A restaurant receives a £2,000 produce delivery on credit, agreeing to pay within 14 days. This amount is recorded as accounts payable until payment is made.

How Bizcap Can Help:

Facing tight cash flow but need to keep suppliers happy? Bizcap’s short-term loans help you meet obligations and maintain trust without stalling operations.

‍

Helping you get on with business

How a flooring specialist secured a £300k Line of Credit Ultra to service 220 stores

See how a UK flooring specialist used a £300k Line of Credit Ultra to fund a 220-store global contract. Fast, flexible business funding.

Solar Panel Technicians Planning Maintenance after securing bizcap funding

£535k Small Business Loan secures vital lifeline for energy supplier

Here’s how Bizcap delivered £535,000 in funding to help a commercial energy supplier clear urgent tax arrears when other lenders said no.

Event management company business owner smiling with a clipboard

£928k Secured Business Loan clears tax arrears and saves event firm

Bizcap delivered a rapid £928,000 Term Loan to help an event management company clear urgent HMRC arrears and stop a winding-up petition.

Cooking up growth: How a £76k Business Line of Credit transformed a restaurant

Bizcap helped an established restaurant unlock £76,000 in flexible funding to renovate, expand services and meet growing customer demand – without the constraints of a traditional loan.

How an energy supplier powered through HMRC pressure with £950k in fast, flexible funding

Discover how Bizcap helped an energy supplier power through urgent HMRC deadlines to secure fast, flexible funding that protected cash flow and supported continued growth.

personalised gifts business owner smiling on the phone with client thanks to Bizcap fast funding

Approval to funding in 45 minutes: Fast funding for a personalised gifts business

Here’s how a personalised gifts business secured £5,000 in funding in just 45 minutes with a Bizcap Fast Business Loan.

How an adviser helped a concrete business secure a £116k Bizcap Fast Business Loan

A concrete services business used a £116,000 Fast Business Loan to fund renovation and expansion, keeping projects running and strengthening its market position.

Retailer and ecommerce business owner smiling after purchasing new property thanks to Bizcap loan

Fast funding secured £75k property deal for growing retailer

With £55,000 approved in 24 hours, a growing retailer finalised its property completion and maintained cash flow thanks to Bizcap’s fast, flexible support.

Social worker working with an older woman with disabilities

Keeping care moving: Bizcap supports a growing disability and ageing service

Discover how a growing disability and ageing support service unlocked £400,000 in fast, flexible funding with Bizcap to retain staff and deliver quality care.

Local dentist happy after receiving a Bizcap Line of Credit

How a £90k Bizcap Line of Credit supported a dental clinic’s next stage of growth

With Bizcap's Line of Credit available up to £500,000, a dental clinic accessed £90,000 to expand capacity while protecting cash flow

How a healthcare brand used a £500k Bizcap Line of Credit to open five new UK clinics

Plus enabled expansion into the US, kickstarted local manufacturing and unlocked growth on their own terms.