Assets Explained

Assets

What are Assets?

Assets are valuable resources owned by a business that can be used to generate income or provide future economic benefit.

Explanation

Assets are classified into two main categories:

Current Assets: Cash or assets expected to be converted into cash within a year (e.g., inventory, accounts receivable)
Non-Current Assets: Long-term investments that cannot be readily converted into cash (e.g., property, machinery)

A strong asset base provides security and borrowing power for business growth.

Practical Example of Assets

A digital agency’s assets may include laptops, office furniture, cash in the bank, and receivables from clients.

How Bizcap Can Help:
Looking to invest in new assets? Bizcap’s secured and unsecured business loans can provide the funding needed to strengthen your business infrastructure—even if you prefer not to pledge assets as collateral.

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Helping You Get On With Business

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Plus enabled expansion into the US, kickstarted local manufacturing and unlocked growth on their own terms.

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The £315k business loan that drove this electric coach company’s expansion

Discover the essential funding solution that fueled this transport company’s growth by allowing them to invest in a brand new fleet of vehicles.

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Discover how Bizcap’s fast funding of £5,000 loan helped a traditional Islander food business restock, pay suppliers, and stay open.

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How Bizcap helped this electrical business secure £75K in 24 Hours

Facing urgent supplier payments and project costs, Bizcap helped this electrical business stay on track and keep operations running smoothly.

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Getting A Business Loan For Manufacturing Companies

Are you a construction business in need of finance? Look no further. Bizcap offers tailored construction loans that can provide you with the financial resources you need to acquire the machinery and equipment necessary for your operations.

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From Home Loans to Business Loans: How a Broker Boosted Business with Bizcap's Financing Solutions

Asset finance and mortgages used to be the core business of broker Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.

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A Low Credit Score Didn’t Stop Bizcap From Helping a Retail Clinic To Secure £60,000

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How a Spud Farmer Made £200,000 With Bizcap’s Help

Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.