Cash Flow Statement Explained

Cash Flow Statement

What is a Cash Flow Statement?

A cash flow statement records all cash inflows and outflows within a specific period, broken into operational, investing, and financing activities.

Explanation

The cash flow statement highlights:

Actual cash on hand
Funding sources and uses
Ability to cover operational costs

It complements the P&L and balance sheet for full financial visibility. Not sure how “cash flow” itself is defined? See our cash flow glossary entry for a clear explanation.

Practical Example of a Cash Flow Statement

A company shows £25,000 from operations, spends £5,000 on new equipment, and receives £10,000 from a loan, resulting in a net cash flow of £30,000.

How Bizcap Can Help:
Facing a cash flow shortfall? Bizcap’s fast loans help maintain operational momentum while managing strategic cash flow improvements.

‍

Helping you get on with business

How a flooring specialist secured a £300k Line of Credit Ultra to service 220 stores

See how a UK flooring specialist used a £300k Line of Credit Ultra to fund a 220-store global contract. Fast, flexible business funding.

Solar Panel Technicians Planning Maintenance after securing bizcap funding

£535k Small Business Loan secures vital lifeline for energy supplier

Here’s how Bizcap delivered £535,000 in funding to help a commercial energy supplier clear urgent tax arrears when other lenders said no.

Event management company business owner smiling with a clipboard

£928k Secured Business Loan clears tax arrears and saves event firm

Bizcap delivered a rapid £928,000 Term Loan to help an event management company clear urgent HMRC arrears and stop a winding-up petition.

Cooking up growth: How a £76k Business Line of Credit transformed a restaurant

Bizcap helped an established restaurant unlock £76,000 in flexible funding to renovate, expand services and meet growing customer demand – without the constraints of a traditional loan.

How an energy supplier powered through HMRC pressure with £950k in fast, flexible funding

Discover how Bizcap helped an energy supplier power through urgent HMRC deadlines to secure fast, flexible funding that protected cash flow and supported continued growth.

personalised gifts business owner smiling on the phone with client thanks to Bizcap fast funding

Approval to funding in 45 minutes: Fast funding for a personalised gifts business

Here’s how a personalised gifts business secured £5,000 in funding in just 45 minutes with a Bizcap Fast Business Loan.

How an adviser helped a concrete business secure a £116k Bizcap Fast Business Loan

A concrete services business used a £116,000 Fast Business Loan to fund renovation and expansion, keeping projects running and strengthening its market position.

Retailer and ecommerce business owner smiling after purchasing new property thanks to Bizcap loan

Fast funding secured £75k property deal for growing retailer

With £55,000 approved in 24 hours, a growing retailer finalised its property completion and maintained cash flow thanks to Bizcap’s fast, flexible support.

Social worker working with an older woman with disabilities

Keeping care moving: Bizcap supports a growing disability and ageing service

Discover how a growing disability and ageing support service unlocked £400,000 in fast, flexible funding with Bizcap to retain staff and deliver quality care.

Local dentist happy after receiving a Bizcap Line of Credit

How a £90k Bizcap Line of Credit supported a dental clinic’s next stage of growth

With Bizcap's Line of Credit available up to £500,000, a dental clinic accessed £90,000 to expand capacity while protecting cash flow

How a healthcare brand used a £500k Bizcap Line of Credit to open five new UK clinics

Plus enabled expansion into the US, kickstarted local manufacturing and unlocked growth on their own terms.