Working Capital Formula:
Working Capital = Current Assets - Current Liabilities
Positive working capital means:
Negative working capital can lead to:
If a company has £150,000 in cash, stock, and receivables, and £90,000 in short-term debts, it has £60,000 of working capital available to support growth or weather downturns.
How Bizcap Can Help:
If your working capital is stretched, Bizcap can offer tailored business loans to inject liquidity and give you the breathing room needed for sustainable operations.
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With Bizcap’s Line of Credit and standout customer service, an e-commerce retailer secured seasonal stock on time, ensuring smooth operations and timely deliveries.
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From cash flow gaps to new contracts, Bizcap’s £120K Line of Credit powered a transport company’s growth.
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Discover the essential funding solution that fueled this transport company’s growth by allowing them to invest in a brand new fleet of vehicles.
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Discover how Bizcap’s fast funding of £5,000 loan helped a traditional Islander food business restock, pay suppliers, and stay open.
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Facing urgent supplier payments and project costs, Bizcap helped this electrical business stay on track and keep operations running smoothly.
Discover how Bizcap's swift and tailored financing helped a London law firm secure £310,000 to fuel its expansion. Broker Rory Crisp-Jones shares why Bizcap's human touch and unmatched speed make them his go-to lender for clients seeking fast, flexible and personalised lending solutions.
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Are you a construction business in need of finance? Look no further. Bizcap offers tailored construction loans that can provide you with the financial resources you need to acquire the machinery and equipment necessary for your operations.
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Asset finance and mortgages used to be the core business of broker Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.
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How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.
Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.
John’s shop was bleeding cash as he tried to build up his customer base. With Bizcap’s help, he smoothed out cash flow until the shop was profitable.
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