Bizcap has launched its Line of Credit (LOC) Ultra globally, making the product available in every market where we provide funding. Across the UK, SMEs can access a line of credit up to £500,000.

Fast access when it matters most

LOC Ultra empowers businesses that need rapid access to funds. Finance is typically approved quickly, with drawdowns available shortly after. The product is particularly suitable if you have fluctuating cash flow or irregular payment cycles, giving you the ability to draw down and repay on your terms.

Financial advisers will find LOC Ultra especially useful for clients who need to manage day-to-day working capital without committing to long-term debt. The application process is straightforward with minimal documentation required, supporting fast decisions and timely access to funds.

A smarter alternative to invoice finance

LOC Ultra is also an excellent alternative to traditional invoice financing or debtor finance. Instead of waiting weeks for customer payments, you can access funds sooner by leveraging outstanding invoices as collateral, unlocking working capital exactly when it’s needed.

The product’s flexibility makes it ideal if you prefer to draw funds on a sporadic basis, taking advantage of available credit only when opportunities or short-term cash gaps arise.

Supporting your ambition

As a leader in fast and flexible business finance across the UK, Europe, Australia, New Zealand, Singapore, the US and Canada, we’re excited to add LOC Ultra to our product offering.

‘‘The positioning of the LOC Ultra product is truly exciting – it’s a game-changer because it allows us to step into a part of the non-bank lending market that’s traditionally been dominated by debtor and invoice finance,’’ said Rebecca del Rio, Bizcap’s global Chief Revenue Officer.

LOC Ultra helps you manage key expenses such as payroll during seasonal lulls, or planning for a strategic expansion without the stress. Decisions are made using a pragmatic, context-aware lending model that looks at the bigger picture of your business and its potential, rather than just looking at the numbers on a spreadsheet.

“With its rapid turnaround time and fast repayment period, Line of Credit Ultra is designed for businesses that need to move quickly. Whether it’s taking advantage of seasonal demand, covering a gap in working capital, or funding a short-term project, our solution ensures SMEs have the capital they need, exactly when they need it,” added Bizcap’s global Chief Operating Officer, Adam Szental.

Product features:

  • Draw limit: £50,000 - £500,000
  • Fast funding: Access funds within 24 hours
  • Competitive rates: Our lowest rates apply from weeks 0-4, giving you favourable payback rates for quick turnaround funding. Note: additional fees apply.

LOC Ultra is available to select partners and advisers bringing this solution to clients. UK advisers can work directly with the Bizcap team to offer this facility to eligible businesses, helping them manage cash flow and move forward with minimal administrative overhead. 

Interested partners can contact partners@bizcap.co.uk or partner up today.