Liabilities Explained

Liabilities

What are Liabilities?

Liabilities are the debts and obligations a business owes to outside parties, often arising from borrowing or credit purchases.

Explanation

Liabilities are split into:

Current Liabilities: Debts due within 12 months (e.g., short-term loans, accounts payable)
Non-Current Liabilities: Long-term obligations (e.g., mortgages, multi-year loans)

Managing liabilities wisely preserves financial health and creditworthiness.

Practical Example of Liabilities

A retail shop with an outstanding £15,000 loan and £5,000 owed to suppliers would record £20,000 in liabilities.

How Bizcap Can Help:
Struggling with short-term liabilities? Bizcap’s refinancing and cash flow solutions help ease repayment pressures and consolidate debts.

‍

Helping you get on with business

Civil infrastructure company business owner wearing high vis while working at construction site

Inside a £840k cash flow bridge for a civil infrastructure company

Discover how Bizcap combined £680,000 in Bridging Finance with a £160,000 Line of Credit for a civil infrastructure company.

How a flooring specialist secured a £300k Line of Credit Ultra to service 220 stores

See how a UK flooring specialist used a £300k Line of Credit Ultra to fund a 220-store global contract. Fast, flexible business funding.

Event management company business owner smiling with a clipboard

£928k Secured Business Loan clears tax arrears and saves event firm

Bizcap delivered a rapid £928,000 Term Loan to help an event management company clear urgent HMRC arrears and stop a winding-up petition.

Solar Panel Technicians Planning Maintenance after securing bizcap funding

£535k Small Business Loan secures vital lifeline for energy supplier

Here’s how Bizcap delivered £535,000 in funding to help a commercial energy supplier clear urgent tax arrears when other lenders said no.

Cooking up growth: How a £76k Business Line of Credit transformed a restaurant

Bizcap helped an established restaurant unlock £76,000 in flexible funding to renovate, expand services and meet growing customer demand – without the constraints of a traditional loan.

This Book Shop Diversified Its Inventory To Gain New Customers

Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.

The £315k business loan that drove this electric coach company’s expansion

Discover the essential funding solution that fueled this transport company’s growth by allowing them to invest in a brand new fleet of vehicles.

How an adviser helped a concrete business secure a £116k Bizcap Fast Business Loan

A concrete services business used a £116,000 Fast Business Loan to fund renovation and expansion, keeping projects running and strengthening its market position.

Social worker working with an older woman with disabilities

Keeping care moving: Bizcap supports a growing disability and ageing service

Discover how a growing disability and ageing support service unlocked £400,000 in fast, flexible funding with Bizcap to retain staff and deliver quality care.

Retailer and ecommerce business owner smiling after purchasing new property thanks to Bizcap loan

Fast funding secured £75k property deal for growing retailer

With £55,000 approved in 24 hours, a growing retailer finalised its property completion and maintained cash flow thanks to Bizcap’s fast, flexible support.

Local dentist happy after receiving a Bizcap Line of Credit

How a £90k Bizcap Line of Credit supported a dental clinic’s next stage of growth

With Bizcap's Line of Credit available up to £500,000, a dental clinic accessed £90,000 to expand capacity while protecting cash flow