Liabilities Explained

Liabilities

What are Liabilities?

Liabilities are the debts and obligations a business owes to outside parties, often arising from borrowing or credit purchases.

Explanation

Liabilities are split into:

Current Liabilities: Debts due within 12 months (e.g., short-term loans, accounts payable)
Non-Current Liabilities: Long-term obligations (e.g., mortgages, multi-year loans)

Managing liabilities wisely preserves financial health and creditworthiness.

Practical Example of Liabilities

A retail shop with an outstanding £15,000 loan and £5,000 owed to suppliers would record £20,000 in liabilities.

How Bizcap Can Help:
Struggling with short-term liabilities? Bizcap’s refinancing and cash flow solutions help ease repayment pressures and consolidate debts.

‍

Helping You Get On With Business

How a healthcare brand used a £500,000 Bizcap Line of Credit to open 5 new UK clinics

Plus enabled expansion into the US, kickstarted local manufacturing and unlocked growth on their own terms.

How a Bizcap Line of Credit helped this toy business secure essential stock in record time

With Bizcap’s Line of Credit and standout customer service, an e-commerce retailer secured seasonal stock on time, ensuring smooth operations and timely deliveries.

Transport business owner standing in front of trucks

Keeping freight moving: how a £120,000 Line of Credit allowed a transport company win new contracts

From cash flow gaps to new contracts, Bizcap’s £120K Line of Credit powered a transport company’s growth.

The £315k business loan that drove this electric coach company’s expansion

Discover the essential funding solution that fueled this transport company’s growth by allowing them to invest in a brand new fleet of vehicles.

Traditional food business owner happy after receiving a fast business loan from bizcap

How a traditional Islander food business kept its doors open with Bizcap

Discover how Bizcap’s fast funding of £5,000 loan helped a traditional Islander food business restock, pay suppliers, and stay open.

Electrician leans against a car while smiling

How Bizcap helped this electrical business secure £75K in 24 Hours

Facing urgent supplier payments and project costs, Bizcap helped this electrical business stay on track and keep operations running smoothly.

Broker who secures business loans for his clients.

Bizcap’s bold lending: UK broker’s top choice for growing or struggling SMEs

Discover how Bizcap's swift and tailored financing helped a London law firm secure £310,000 to fuel its expansion. Broker Rory Crisp-Jones shares why Bizcap's human touch and unmatched speed make them his go-to lender for clients seeking fast, flexible and personalised lending solutions.

A smiling woman small business owner working in the construction industry standing next to her supplies.

Getting A Business Loan For Manufacturing Companies

Are you a construction business in need of finance? Look no further. Bizcap offers tailored construction loans that can provide you with the financial resources you need to acquire the machinery and equipment necessary for your operations.

A broker sitting with their client at a café discussing business loan options.

From Home Loans to Business Loans: How a Broker Boosted Business with Bizcap's Financing Solutions

Asset finance and mortgages used to be the core business of broker Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.

A small business worker in a skincare and laser clinic.

A Low Credit Score Didn’t Stop Bizcap From Helping a Retail Clinic To Secure £60,000

How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.

How a Spud Farmer Made £200,000 With Bizcap’s Help

Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.